Services & Contracts

Insurance excess applied incorrectly

Insurance excess applied incorrectly

UkFixGuide Team
January 29, 2026

If an insurer has taken the wrong excess, the quickest route is a written calculation request followed by a formal complaint and escalation if needed. Clear policy pages and a settlement breakdown usually unlock a correction.

Insurer reduces payout without explanation

Insurer reduces payout without explanation

UkFixGuide Team
January 29, 2026

If an insurer reduces a payout without explaining why, a written breakdown request and a formal complaint usually prompts a proper recalculation. If it doesn’t, escalation is often possible once a final response is issued or the complaint timeframe passes.

Policy terms changed mid-contract

Policy terms changed mid-contract

UkFixGuide Team
January 29, 2026

If a provider changes policy terms mid-contract, a focused written complaint and evidence bundle usually gets either the original terms restored or a penalty-free exit. This explains what to gather, how to escalate, and how to avoid avoidable arrears while the dispute runs.

Claim closed without decision

Claim closed without decision

UkFixGuide Team
January 29, 2026

If a business closes a claim without a decision, a written reopen request and a deadline usually gets a proper final response or a clear route to escalate.

Hotel denies overbooking compensation

Hotel denies overbooking compensation

UkFixGuide Team
January 29, 2026

If a UK hotel refuses a confirmed booking due to overbooking, act at reception to secure relocation or a refund, then claim reasonable extra costs in writing with receipts.

Company requests mediation then withdraws

Company requests mediation then withdraws

UkFixGuide Team
January 28, 2026

If a company offers mediation then withdraws, lock the timeline in writing and move to the formal complaints or payment dispute route. This page explains what to gather and when to escalate in the UK.

Judgment issued but company does not pay

Judgment issued but company does not pay

UkFixGuide Team
January 28, 2026

If a court judgment has been issued but the company still won’t pay, enforcement is usually the step that changes behaviour. This explains what to prepare and how to escalate through the official process.

Enforcement of CCJ unsuccessful

Enforcement of CCJ unsuccessful

UkFixGuide Team
January 28, 2026

If CCJ enforcement has failed, the judgment still stands but the enforcement method may be wrong for the debtor’s situation. This explains what to prepare, which official route to use, and when to escalate or switch strategy.

Business ignores Letter Before Action

Business ignores Letter Before Action

UkFixGuide Team
January 26, 2026

If a business ignores a Letter Before Action, a final chaser and a clear escalation plan usually gets movement. This explains what evidence matters and when to move to the official process.

Formal complaint deadline missed by company

Formal complaint deadline missed by company

UkFixGuide Team
January 26, 2026

If a company misses its formal complaint deadline, a final written chaser with a fixed response window usually unlocks a proper decision. This explains what to send, what evidence matters, and when to escalate in the UK.