Money & Legal

Payment plan broken — consequences

Payment plan broken — consequences

UkFixGuide Team
December 25, 2025

If a payment plan breaks, fees and enforcement can start quickly. Use these practical steps to reset the plan, protect evidence, and escalate at the right time.

Default notice dispute

Default notice dispute

UkFixGuide Team
December 19, 2025

A default notice can be disputed when the dates, arrears figure, delivery address, or reporting are wrong. Use a clear timeline and targeted evidence to push for correction.

Credit score damaged unfairly

Credit score damaged unfairly

UkFixGuide Team
December 19, 2025

A UK credit score can drop sharply due to wrong data, duplicate debts, or notices sent to an old address. These steps help identify the cause and get entries corrected.

County Court Judgment explained

County Court Judgment explained

UkFixGuide Team
December 19, 2025

A County Court Judgment (CCJ) can appear without warning and quickly affect credit, renting, and enforcement risk. This explains the usual causes and practical next steps to fix it.

Bailiffs — your rights

Bailiffs — your rights

UkFixGuide Team
December 19, 2025

Bailiff contact can escalate quickly in UK households, especially after missed notices or address changes. This explains practical steps to protect your home, challenge errors, and agree affordable payments.

Debt collection letter — what it means

Debt collection letter — what it means

UkFixGuide Team
December 19, 2025

A debt collection letter can be genuine, mistaken, or missing key proof. Use simple checks to confirm the debt, dispute errors, and avoid rushed payments.